Commercial Insurance Underwriter

Minimum Requirements: Education: Minimum Grade 12, and RE5, or a NQF level 5 qualification in a related field is typically required. Experience: A minimum of 3-5 years of experience in underwriting, with a focus on both domestic and commercial lines, is preferred. Experience within a short-term insurance brokerage is advantageous. Certifications: Completion of Personal and Commercial Lines training is essential. Skills: Strong analytical abilities, attention to detail, excellent communication and letter writing skills, and proficiency in underwriting software (Cardinal 360) Microsoft Office Suite. Key Responsibilities: Risk Assessment: Evaluate applications for insurance coverage by analyzing client information, property details, and other relevant data to determine risk levels. Premium Calculation: Set competitive premiums based on risk assessments, market trends, and underwriting guidelines. Client Interaction: Communicate with clients to gather necessary information, explain policy terms, and address inquiries. Compliance: Ensure all underwriting activities adhere to insurer legal and regulatory requirements, maintaining accurate records and documentation. Collaboration: Work closely with brokers and other departments to facilitate smooth policy issuance and claims processes.

Location: eThekwini North (Umhlanga / Tongaat), ZA

Posted Date: 7/6/2025