Sectional Title Underwriter

Key Responsibilities: Assess and underwrite new applications for sectional title schemes, ensuring accurate risk profiling and compliance with underwriting guidelines. Renew and maintain existing policies, ensuring correct valuations, coverage, and client details are captured. Price risks appropriately based on exposure, claims history, location, and construction type. Liaise with brokers, managing agents, trustees, and internal stakeholders to clarify cover, provide advice, or negotiate terms. Evaluate building inspection reports, surveyor inputs, and claims data to improve risk selection. Handle mid-term changes, including amendments to cover, endorsements, and policy cancellations. Ensure all policy documents, schedules, and underwriting notes are correctly issued and stored. Stay updated on legislation affecting sectional title schemes (e.g., Sectional Titles Act, CSOS requirements). Provide support during claims disputes or queries relating to cover interpretation. Collaborate with the claims, finance, and legal departments to resolve complex client issues. Requirements: Qualifications: Matric / Grade 12 (essential) FAIS-compliant qualification in Short-Term Insurance (e.g., NQF Level 4 or higher) RE5 certification. Experience: 3-5 years of underwriting experience in short-term insurance 2 years specifically in sectional title/community scheme underwriting Experience with insurance systems and underwriting software Skills & Competencies: Strong knowledge of insurance products for buildings and community schemes Understanding of South African property legislation relevant to sectional title schemes Attention to detail and analytical thinking Strong written and verbal communication skills Client-focused with good negotiation and problem-solving skills Ability to work independently and as part of a team

Location: Johannesburg, ZA

Posted Date: 6/15/2025